44 North Street, St. Catharines, ON
L2R 2S5
Listed August 31, 2026
About this property
Duplex for sale . Downtown area with high walk score. Close to 2 plazas, eating establishments, bus routes, Medical and more. Main floor unit has kitchen, bedroom, livingroom and 4 pc bath. Ceramic tile floors in Kitchen and bath and wood parquet flooring in Livingroom and bedroom. Upper unit has kitchen, living and bedroom area and 4 pc bath. ceramic floors in Kitchen and Bath. Livingroom has parquet and bedroom Laminate. Tenants on month to month.
Property Details
Listing
Property
Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 44 North Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$80,000 · Minimum $20,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,819/mo
About $33,828 a year
- $1,769
- $262
- Home insurance$125
- Utilities$330
- Maintenance & repairs$333
Cash needed to close
- Down payment (20%)
- $80,000
- Ontario land transfer tax
- $4,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $86,975
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
44 North Street, St. Catharines, ON
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Last Updated: August 31, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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