140 Church Street Unit 203, St. Catharines, ON
L2R 3E4
Listed October 9, 2026
About this property
Be the first to call this beautiful brand new lower-level unit home at 140 Church Street in the heart of downtown. Thoughtfully designed with large windows that bring in welcoming natural light, this bright suite features vinyl plank flooring throughout and a chef-inspired kitchen complete with marble countertops, stainless steel appliances, and modern cabinetry. The open-concept living space flows comfortably, while a spacious bedroom and generous closet space add everyday function. Comfort is dialled in year-round with an individual heat pump and A/C, in-suite laundry, high speed internet included, and a quiet, private setting tucked away from the street. Steps from public transit, award-winning restaurants, the Performing Arts Centre, the public library, historic parks, schools, and medical clinics.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Carrying Costs Calculator
What it could cost each month to rent 140 Church Street Unit 203 — rent, utilities, tenant insurance, internet and parking — plus the cash you’ll need to move in. Change any number to match your situation.
Rent
From the listing.
Utilities
Not clear from the listing — a typical bill. Ask the landlord.
Not clear from the listing — a typical bill. Ask the landlord.
Not clear from the listing — a typical bill. Ask the landlord.
Many Ontario homes rent their water heater — add it if the landlord passes it on.
Other monthly costs
Typical in Ontario — many landlords require it.
The listing says internet is included.
Add it if parking costs extra.
Coin laundry, a storage locker or other regular costs.
Moving in
Refundable when you return the keys — ask the landlord for the amount.
A typical local move with movers — less if friends help.
Account opening and installation fees.
Estimated monthly carrying cost
$1,750/mo
About $21,000 a year
- Rent$1,390
- $330
- Tenant insurance$30
Cash needed to move in
- First month's rent
- $1,390
- Last month's rent deposit
- $1,390
- Key / fob depositRefundable
- $100
- Moving & set-upEstimate
- $1,000
- Total
- $3,880
Your first 12 months
- Rent and monthly costs12 months
- $21,000
- Moving & set-up
- $1,000
- Total
- $22,000
Deposits aren’t an extra cost: the last-month deposit pays your final month and the key deposit comes back when you return the keys.
Planning ahead
- Household income to keep rent + utilities at 30%CMHC's affordability guideline — landlords often use a similar test
- $69,000/yr
- Rent at your first renewalThe listing describes a newly built unit. Units first lived in after November 15, 2018 aren't capped by Ontario's guideline — increases still need 90 days' written notice, once a year.
- Not capped
Estimates only — not legal or financial advice. Deposits and rent increases follow Ontario’s Residential Tenancies Act; utilities, insurance, internet and moving costs are typical figures for the area. Confirm what the rent includes with the landlord before you sign.
Location & Walkability
140 Church Street Unit 203, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 9, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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