181 Church Street, St. Catharines, ON
L2R 3E6
Listed June 5, 2026
About this property
Well-established African market for sale in St. Catharines, one of the fastest-growing cities in the Niagara Region. Prime location on a busy street with excellent visibility, high traffic exposure, and quick access to downtown. Conveniently situated near Brock University and Niagara College, attracting students, local residents, and visitors. Spacious, clean, and well-maintained premises offering a wide selection of African groceries and specialty products. Average sales are approximately $25,000 per month. Rent is $5,455 + HST per month with a favorable lease in place until 2029. Established business with a strong reputation, loyal customer base, and significant growth potential. Excellent market opportunity for owner-operators, family businesses, or investors seeking a well-positioned business in a growing community.
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Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 181 Church Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$40,000 · Minimum $40,000
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One-time costs
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Estimated monthly cost of ownership
$1,010/mo
About $12,120 a year
- $885
- $125
Cash needed to close
- Down payment (20%)
- $40,000
- Ontario land transfer tax
- $1,725
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $44,225
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
181 Church Street, St. Catharines, ON
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Last Updated: June 5, 2026
Listing Office: CENTURY 21 LEADING EDGE REALTY INC.
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