128 Geneva Street, St. Catharines, ON
L2R 4N6
Listed October 19, 2026
About this property
ATTENTION INVESTORS & HOUSE HACKERS! Welcome to 128 Geneva St, a turnkey triplex boasting over 2000 sq ft of cash-flowing living space in the heart of St. Catharines. Featuring THREE distinct, self-contained 2-bedroom, 1-bathroom suites, this income producing property is the ultimate addition to any investment portfolio or the perfect house-hacking opportunity-live comfortably in one unit while the other two pay off your mortgage or rent all 3 for maximum ROI! UNBEATABLE COMMUTER & AMENITY LOCATION: *2 Mins to Hwy 406 & QEW ramps for seamless highway travel *8 Mins to St. Catharines GO Station for effortless regional transit *9 Mins to Niagara Health Hospital (ideal for healthcare professionals) *10 Mins to Brock University & 15 Mins to Niagara College (huge student/staff demand) *15 Mins to the Niagara Strip and the Falls. Steps from downtown dining, grocery stores, parks, and local transit routes. Turnkey, low maintenance, and primed for strong cash flow and long-term equity growth. Don't miss out-book your private tour today!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 128 Geneva Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$151,978 · Minimum $50,989
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,753/mo
About $57,036 a year
- $3,361
- $304
- Home insurance$125
- Utilities$330
- Maintenance & repairs$633
Cash needed to close
- Down payment (20%)
- $151,978
- Ontario land transfer tax
- $11,673
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $166,150
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
128 Geneva Street, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
Similar Properties Nearby
View all →
For SaleSt. Catharines
$699,000
148 Geneva Street
For SaleSt. Catharines
$820,999
7 Berkshire Drive
For SaleSt. Catharines
$665,000
54 Chestnut Street
For SaleSt. Catharines
$649,000
158 Lake Street
For SaleSt. Catharines
$599,900
86 Townline Road
For SaleVirtual tourSt. Catharines
$599,000
3 Myrtle Avenue
Last Updated: October 19, 2026
Listing Office: ROYAL LEPAGE IGNITE REALTY
This listing content is owned and licensed by REALTOR® members of The Canadian Real Estate Association. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.