469 St. Paul Street, St. Catharines, ON
L2R 3N4
Listed October 23, 2026
About this property
Flagship commercial property with exceptional visibility, facing one of St. Catharine's highest traffic intersections. The main floor is comprised of 2,883 square feet with access to the rear paved parking lot with 5 parking spaces. The basement and second floor are 668 and 999 square feet respectively. The building also features two combination vaults, recalling its original banking origins. This property offers a live / work potential and would make a worthy location for established retail, commercial offices, residential conversion or/for land assembly for a larger development.
Features
Property Details
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Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 469 St. Paul Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$680,000 · Minimum $680,000
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From the listing (2026 tax bill).
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One-time costs
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Estimated monthly cost of ownership
$16,247/mo
About $194,964 a year
- $15,039
- $1,208
Cash needed to close
- Down payment (20%)
- $680,000
- Ontario land transfer tax
- $71,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $753,975
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
469 St. Paul Street, St. Catharines, ON
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Last Updated: October 23, 2026
Listing Office: SOTHEBY'S INTERNATIONAL REALTY, BROKERAGE
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