42 North Street, St. Catharines, ON
L2R 2S5
Listed November 5, 2026
About this property
Looking for a place to call home and perhaps run a home based business as well? Great downtown property with Zoning that allows for a small home based business. Main floor great room ( 23 x 17 )could be used as office space, showroom, art studio, yoga, esthetics etc . Main floor has a kitchen, 4 pc bath and a bedroom (or office. ) Upstairs there are 3 bedrooms , a 3 pc bath and a family room . There is a separate entrance from the outside for this level as well. Carpet free throughout. Walking distance to 2 plazas, 3 schools, medical , food establishments and bus route. First and last months rent required. Application, Ontario Lease, Employment Letter, References all required. .
Features
Property Details
Listing
Property
Location
Taxes & Financials
Carrying Costs Calculator
What it could cost each month to rent 42 North Street — rent, utilities, tenant insurance, internet and parking — plus the cash you’ll need to move in. Change any number to match your situation.
Rent
From the listing.
Utilities
Not clear from the listing — a typical bill. Ask the landlord.
Not clear from the listing — a typical bill. Ask the landlord.
Not clear from the listing — a typical bill. Ask the landlord.
Many Ontario homes rent their water heater — add it if the landlord passes it on.
Other monthly costs
Typical in Ontario — many landlords require it.
A typical plan in the area.
Add it if parking costs extra.
Coin laundry, a storage locker or other regular costs.
Moving in
Refundable when you return the keys — ask the landlord for the amount.
A typical local move with movers — less if friends help.
Account opening and installation fees.
Estimated monthly carrying cost
$2,635/mo
About $31,620 a year
- Rent$2,200
- $330
- Tenant insurance$30
- Internet$75
Cash needed to move in
- First month's rent
- $2,200
- Last month's rent deposit
- $2,200
- Key / fob depositRefundable
- $100
- Moving & set-upEstimate
- $2,400
- Total
- $6,900
Your first 12 months
- Rent and monthly costs12 months
- $31,620
- Moving & set-up
- $2,400
- Total
- $34,020
Deposits aren’t an extra cost: the last-month deposit pays your final month and the key deposit comes back when you return the keys.
Planning ahead
- Household income to keep rent + utilities at 30%CMHC's affordability guideline — landlords often use a similar test
- $102,000/yr
- Highest rent at your first renewalOntario's 2027 guideline (1.9%), once a year with 90 days' written notice. Units first lived in after November 15, 2018 aren't capped.
- $2,242/mo
Estimates only — not legal or financial advice. Deposits and rent increases follow Ontario’s Residential Tenancies Act; utilities, insurance, internet and moving costs are typical figures for the area. Confirm what the rent includes with the landlord before you sign.
Location & Walkability
42 North Street, St. Catharines, ON
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Last Updated: November 5, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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