132 Welland Avenue, St. Catharines, ON
L2R 2N6
Listed September 3, 2026
About this property
Located just within the boundaries of the downtown core, 132 Welland Ave offers exceptional Main Street visibility and strong traffic exposure. This versatile property is currently utilized as a residential space ( 2+ 1 bedroom) but is zoned M2 Commercial, permitting a wide range of retail or office uses. It is an ideal opportunity for investors, small business owners, or those seeking a convenient live-work setup with easy access to major routes. The property features significant recent upgrades, renovated basement, including a furnace replaced in 2021 and a complete electrical overhaul in 2024 with a new 100-amp panel and new wiring throughout.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 132 Welland Avenue — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$69,980 · Minimum $69,980
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
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One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,056/mo
About $24,672 a year
- $1,548
- $508
Cash needed to close
- Down payment (20%)
- $69,980
- Ontario land transfer tax
- $3,724
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $76,204
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
132 Welland Avenue, St. Catharines, ON
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Last Updated: September 3, 2026
Listing Office: BOLDT REALTY INC., BROKERAGE
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