491 Geneva Street, St. Catharines, ON
L2N 2H4
Listed October 19, 2026
About this property
Welcome to this 1 yr old 2-bedroom, 2 bathroom basement apartment, with a private entrance, oversized windows and newer appliances. Enjoy the convenience of all utilities included and one dedicated parking space. This apartment is in the ideal location close to all amenities, public transportation, walking distance to the waterfront and more. Please include credit score, letter of employment or proof of income, references, and rental application.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Carrying Costs Calculator
What it could cost each month to rent 491 Geneva Street — rent, utilities, tenant insurance, internet and parking — plus the cash you’ll need to move in. Change any number to match your situation.
Rent
From the listing.
Utilities
The listing says the rent covers this.
The listing says the rent covers this.
The listing says the rent covers this.
Many Ontario homes rent their water heater — add it if the landlord passes it on.
Other monthly costs
Typical in Ontario — many landlords require it.
A typical plan in the area.
Add it if parking costs extra.
Coin laundry, a storage locker or other regular costs.
Moving in
Refundable when you return the keys — ask the landlord for the amount.
A typical local move with movers — less if friends help.
Account opening and installation fees.
Estimated monthly carrying cost
$1,905/mo
About $22,860 a year
- Rent$1,800
- Tenant insurance$30
- Internet$75
Included in the rent: Hydro (electricity), Heat (gas), Water & sewer.
Cash needed to move in
- First month's rent
- $1,800
- Last month's rent deposit
- $1,800
- Key / fob depositRefundable
- $100
- Moving & set-upEstimate
- $1,400
- Total
- $5,100
Your first 12 months
- Rent and monthly costs12 months
- $22,860
- Moving & set-up
- $1,400
- Total
- $24,260
Deposits aren’t an extra cost: the last-month deposit pays your final month and the key deposit comes back when you return the keys.
Planning ahead
- Household income to keep rent + utilities at 30%CMHC's affordability guideline — landlords often use a similar test
- $72,000/yr
- Highest rent at your first renewalOntario's 2027 guideline (1.9%), once a year with 90 days' written notice. Units first lived in after November 15, 2018 aren't capped.
- $1,834/mo
Estimates only — not legal or financial advice. Deposits and rent increases follow Ontario’s Residential Tenancies Act; utilities, insurance, internet and moving costs are typical figures for the area. Confirm what the rent includes with the landlord before you sign.
Location & Walkability
491 Geneva Street, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 19, 2026
Listing Office: REVEL Realty Inc., Brokerage
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