243 Geneva Street, St. Catharines, ON
L2R 4R2
Listed November 2, 2026
Property Tour
About this property
Beautifully updated throughout, this inviting home is move-in ready with modern finishes and thoughtful upgrades from top to bottom. The main level features a bright, open-concept layout with a contemporary kitchen, dining area and comfortable living room with a cozy fireplace. A convenient mudroom provides additional storage and everyday functionality. Step outside to the fully fenced backyard with a newer deck (2024), perfect for entertaining, relaxing or enjoying the outdoors. Upstairs, you'll find three well-sized bedrooms and a beautifully renovated 4-piece bathroom complete with a soaker tub. The fully finished lower level offers even more versatility with an additional bedroom, 3-piece bathroom, recreation room, laundry area and a separate den ideal for a home office, playroom or flex room. Parking for three vehicles in the driveway adds extra convenience. Ideally located just minutes from Fairview Mall, schools, parks, public transit and everyday amenities. A stylish and modern home offering beautiful finishes, thoughtful updates and comfortable living in a convenient location. CHECK OUT VIDEO TOUR!
Features
Property Details
Listing
Property
Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 243 Geneva Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$97,800 · Minimum $24,450
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,279/mo
About $39,348 a year
- $2,163
- $253
- Home insurance$125
- Utilities$330
- Maintenance & repairs$408
Cash needed to close
- Down payment (20%)
- $97,800
- Ontario land transfer tax
- $6,255
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $106,555
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
243 Geneva Street, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 2, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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