




9 Duke Street, St. Catharines, ON
L2R 5W1
Listed October 21, 2026
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About this property
Rare Fully Renovated Circa-1900 Dual-Frontage Home, Steps from Montebello Park. Live the downtown life in the heart of one of Canada's most acclaimed food scenes. Minutes from some of the best restaurants in the country, Market Square and the Performing Arts Centre.This turn-of-the-century home was professionally renovated featuring a stunning updated kitchen, hardwood flooring throughout and soaring 9-foot ceilings on the main floor. Two bedrooms and two bath rooms give the house comfort and flexibility. For the wellness enthusiasts, an electric outdoor sauna was added in 2025. What truly sets it apart: two separate frontages and driveways on Duke and Lake, with 4-car parking behind a fully secured, remote-operated rear roll-up door - real privacy in an urban setting. Most windows replaced in 2013, furnace in 2020, and separate hydro meters for added flexibility. A truly special opportunity!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 9 Duke Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$104,960 · Minimum $27,480
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,542/mo
About $42,504 a year
- $2,321
- $329
- Home insurance$125
- Utilities$330
- Maintenance & repairs$437
Cash needed to close
- Down payment (20%)
- $104,960
- Ontario land transfer tax
- $6,971
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $114,431
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
9 Duke Street, St. Catharines, ON
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Last Updated: October 21, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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