89 Royal Manor Drive, St. Catharines, ON
L2M 4L9
Listed November 11, 2026
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About this property
Cosy three bedroom all brick bungalow in good north end location, conveniently backing onto Canadian Martyrs Park School. Clean and well kept. Recently painted and decorated in neutral tones, features replaced flooring throughout living room and three bedrooms and finished basement. Separate entrance to basement easily converted to in law apartment. Currently has kitchen (just needs appliances and upper cupboards), living room and bedroom area. Second bathroom down and cold cellar. Basement has wood stove (as is condition, never used by current owner). Brand new Furnace, A/C and Water heater Sept 2026. There is a cozy front porch and a nice back yard with easy access to Canadian Martyrs Park School. Also features concrete driveway, large carport and detached oversized garage with drain and hydro. Additionally upgraded electrical panel in basement with separate panel for in law suite. This is a perfect starter or retirement home. Easy to show.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 89 Royal Manor Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$114,980 · Minimum $32,490
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,844/mo
About $46,128 a year
- $2,543
- $367
- Home insurance$125
- Utilities$330
- Maintenance & repairs$479
Cash needed to close
- Down payment (20%)
- $114,980
- Ontario land transfer tax
- $7,973
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $125,453
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
89 Royal Manor Drive, St. Catharines, ON
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Last Updated: November 11, 2026
Listing Office: RE/MAX GARDEN CITY REALTY INC, BROKERAGE
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