




1 College Street, St. Catharines, ON
L2R 2W6
Listed October 26, 2026
About this property
A unique opportunity to own a distinctive century home built by Newman Construction, showcasing timeless craftsmanship, original architectural details, and exceptional versatility. Currently configured into three separate living areas, each complete with its own kitchen and bathroom, this property offers excellent potential for multigenerational living, extended family accommodations or future investment opportunities, subject to municipal approvals. The main floor features beautiful original hardwood flooring, original light fixtures, a three-piece bathroom, kitchen, and a private covered deck. The second level offers two bedrooms, hardwood flooring, a three-piece bathroom featuring distinctive original tilework on the bathtub walls and ceiling, and a kitchen with travertine tile flooring. A door off the kitchen provides potential for a future elevated deck, subject to approvals. The attic level features hardwood flooring, two skylights providing natural light, convenient laundry facilities with washer and dryer, and a two-piece washroom. Additional highlights include a tri-level air conditioning system for the entire property (1 unit per floor) and a gas-heated two-car garage, ideal for parking, a workshop, hobby space, or additional storage. Rich in character and offering a flexible layout, this century home presents an exciting opportunity for homeowners, extended families and investors alike.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 1 College Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$210,000 · Minimum $80,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$6,514/mo
About $78,168 a year
- $4,645
- $539
- Home insurance$125
- Utilities$330
- Maintenance & repairs$875
Cash needed to close
- Down payment (20%)
- $210,000
- Ontario land transfer tax
- $17,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $229,975
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
1 College Street, St. Catharines, ON
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Last Updated: October 26, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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