27 WELLINGTON Street, St. Catharines, ON
L2R 5P9
Listed October 21, 2026
About this property
~~ FANTASTIC STARTER HOME & INVESTMENT OPPORTUNITY! ~~ Discover the potential of this spacious 3+2 bedroom, 2-storey home in the heart of Downtown St. Catharines! Perfect for first-time buyers, investors, or those looking to add their personal touch. Featuring 5 bedrooms, 2 full bathrooms, spacious living areas, an updated kitchen, and laminate flooring. This property offers incredible potential with some TLC and cosmetic upgrades to truly make it your own! Situated in an extremely convenient and desirable location, just steps from the Downtown Heritage District, Montebello Park, restaurants, shopping, public transit, and everyday amenities. Directly across from the Regent Student Development, offering excellent appeal for investors and students alike. Enjoy a 5-minute walk to Montebello Park, approximately 10 minutes to Downtown St. Catharines and the Bus Terminal, with convenient transit access to Brock University. Whether you're looking for an affordable place to call home or an investment property with upside potential, this is your opportunity to renovate, customize, and unlock its full value. ~~ PRIME LOCATION, GREAT POTENTIAL & ENDLESS POSSIBILITIES!~~
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 27 WELLINGTON Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$99,778 · Minimum $24,944
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,333/mo
About $39,996 a year
- $2,207
- $255
- Home insurance$125
- Utilities$330
- Maintenance & repairs$416
Cash needed to close
- Down payment (20%)
- $99,778
- Ontario land transfer tax
- $6,453
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $108,730
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
27 WELLINGTON Street, St. Catharines, ON
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Last Updated: October 21, 2026
Listing Office: HOMELIFE SUPERSTARS REAL ESTATE LIMITED
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