DAVIDS&DELAAT
31 King Street
+14 more

31 King Street, St. Catharines, ON

$2,990,000
For Sale

L2R 3H1

Listed September 4, 2026

0Bedrooms
0Bathrooms
5,998Sq. Ft.

About this property

31 King Street offers an opportunity to acquire a vacant, freestanding former BMO bank in the heart of DowntownSt. Catharines. The asset offers a versatile three-part configuration, including a 5,057-square-foot main floor with a vault, a 941-square-foot mezzanine, and a 5,000-square-foot, elevator-connected finished basement. High ceilings, expansive display windows, and semi-renovated interiors support a wide range of conversion possibilities, from medical and boutique offices to retail with storage, showrooms, or broader adaptive reuse concepts. On-site parking, exceptional visibility at a signalized intersection, and immediate transit access strengthen long-term value. This is an opportunity to reposition a signature downtown building into a modern, high-performing commercial asset. 31 King Street's location enhances its versatility, supported by robust infrastructure, transportation access, and anactive urban setting. Situated within walking distance of the GO Train station, the property serves a growing demographic as younger families continue moving into the area. Its position is near the Niagara Region, and close access to Highway 406 and the QEW strengthens regional connectivity. The area is enriched by cafés, breweries, boutiques, and service-oriented retailers that fuel strong foot traffic. With more than 180,000 residents living within a 10-kilometre radius and annual consumer spending exceeding CA$6 billion, this corridor stands at the heart of a powerful and diverse market. Downtown St. Catharines continues to evolve into a vibrant, mixed-use district, and 31 King Street stands at the heart of that momentum. The surrounding neighborhood features major office users, including Accenture, Grant Thornton, Bell, WSP, City Hall, and a collection of boutique professional firms, which creates a steady daytime population. 31 King Street offers investors the chance to shape a flexible, future-forward commercial destination within a a thriving downtown area.

Features

Air ConditioningBasement

Property Details

Listing

MLS® NumberX13746404
StatusFor Sale
ListedSeptember 4, 2026
Listing TypeFor Sale
Listing OfficeROYAL LEPAGE REAL ESTATE SERVICES LTD.

Property

Property TypeCommercial
Interior Size5,998 ft²

Location

Community451 - Downtown
CitySt. Catharines
ProvinceON
Postal CodeL2R 3H1

Taxes & Financials

Asking Price$2,990,000
Property Taxes (2025)$33,562/yr

Cost of Ownership Calculator

What it could cost each month to own 31 King Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.

Your mortgage

$598,000 · Minimum $598,000

Use the rate your lender or broker quotes you.

Monthly costs

From the listing (2025 tax bill).

Leave at $0 if there isn't one.

Enter your own estimate.

Enter your own estimate.

Your figure.

One-time costs

A typical estimate — your lawyer will confirm.

Estimated monthly cost of ownership

$16,023/mo

About $192,276 a year

  • $13,226
  • $2,797

Cash needed to close

Down payment (20%)
$598,000
Ontario land transfer tax
$61,225
Legal fees, title insurance & inspectionEstimate
$2,500
Total
$661,725

Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.

Location & Walkability

31 King Street, St. Catharines, ON

Map data © GoogleOpen in Google Maps ↗

Similar Properties Nearby

View all →

Last Updated: September 4, 2026

Listing Office: ROYAL LEPAGE REAL ESTATE SERVICES LTD.

This listing content is owned and licensed by REALTOR® members of The Canadian Real Estate Association. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.