37 CHURCH Street, St. Catharines, ON
L2R 3B7
Listed September 25, 2026
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About this property
LOCATION, LOCATION, LOCATION, THIS IS YOUR OPPORTUNITY TO OWN THIS PROPERTY IN ONE OF THE TOP TEN COOLEST DOWNTOWNS IN THE WORLD. THIS SIGNITURE PROPERTY IS IDEAL FOR MANY POSSIBLE USES, PERFECT FOR ACCOUNTANTS, LAWYERS, FINANCIAL PLANNERS, MEDICAL PROFESSIONALS, CAN BE USED FOR RESIDENTIAL. PERFECT FOR OWNER OCCUPIED, LIVE AND WORK . INTERIOR FEATURES WOOD FLOORS 12 FOOT CEILINGS ON THE MAIN FLOOR AND 10 FOOT CEILINGS ON THE SECOND FLOOR. MAIN FLOOR CONSISTS OF WAITING ROOM, OFFICES, AND BOARD ROOM, 2PC POWDER ROOM AND STORAGE AREA, 2ND LEVEL HAS SEVERAL FLEXIBLE OFFICE AREAS, 3PC BATHROOM AND KITCHEN. ON THE THIRD LEVEL THERE IS PLENTY OF STORAGE, MANY UPDATES SUCH AS METAL ROOF, ELECTRICAL,, OUTSIDE 3 - 4 CAR PARKING IN THE REAR, BEAUTIFULLY LANDSCAPED, ONE OF THE BEST LOCATIONS IN THE DOWNTOWN WITH IMMEDIATE PROXIMITY TO CITY HALL, THE COURTHOUSE, RESTAURANTS, THE FARMERS MARKET AND MORE. DON'T MISS THIS INCREDIBLE OPPORTUNITY.
Features
Property Details
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Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 37 CHURCH Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$129,980 · Minimum $129,980
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
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Your figure.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,893/mo
About $46,716 a year
- $2,875
- $1,018
Cash needed to close
- Down payment (20%)
- $129,980
- Ontario land transfer tax
- $9,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $141,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
37 CHURCH Street, St. Catharines, ON
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Last Updated: September 25, 2026
Listing Office: CENTURY 21 AVMARK REALTY LIMITED
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