




8 Trafalgar Street, St. Catharines, ON
L2R 3L7
Listed November 4, 2026
Property Tour
About this property
A striking blend of timeless character and modern luxury, this solid brick downtown two-storey is nothing short of majestic-and absolutely move-in ready. Steps from the Meridian Centre and surrounded by the city's thriving culinary and arts scene, it delivers the best of upscale urban living. Outside, the property impresses immediately with two private driveways and ready parking for at least six vehicles. The side yard features a beautiful stone patio, perfect as a private outdoor retreat or easily repurposed for additional parking if desired. Inside, a grand foyer sets the tone with views of the maple staircase and rich hardwood flooring throughout, including African Mahogany and Japanese Cherry. At the heart of the main floor is a charming French country eat-in kitchen with a centre island, Jenn-Air panelled fridge, and seamless access to the patio through sliding doors. The formal dining room shines with glass French doors, while main floor laundry adds everyday convenience. Direct access to the garage reveals lofted storage and roughed-in plumbing; an ideal setup for hobbyists, creatives, or anyone dreaming of a dedicated workshop. Upstairs, hardwood continues into generous bedrooms, including a full primary suite with a potential balcony and a spa-inspired ensuite. The lower level is dry, unfinished, and incredibly functional, offering abundant storage, a cantina, and updated electrical (200 AMP) and plumbing. Roof replaced in 2022. Every corner of this home reflects true pride of ownership, an exceptional opportunity in the heart of the city.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 8 Trafalgar Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$151,800 · Minimum $50,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,895/mo
About $58,740 a year
- $3,357
- $450
- Home insurance$125
- Utilities$330
- Maintenance & repairs$633
Cash needed to close
- Down payment (20%)
- $151,800
- Ontario land transfer tax
- $11,655
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $165,955
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
8 Trafalgar Street, St. Catharines, ON
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Last Updated: November 4, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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