165 St. Paul Street, St. Catharines, ON
L2R 3M5
Listed October 29, 2026
About this property
4 BEDROOOMS + BONUS STORAGE ROOM FOR LEASE IN DOWNTOWN CORE IN ST. CATHARINES. IT FEATURES A MODERN KITCHEN, EXPOSED BRICK WALLS, AND 2 FULL WASHROOM. IT HAS A PRIVATE ENTRANCE BESIDE BEECHWOOD DONUTS. THE PROPERTY IS LOCATED DIRECTLY ABOVE BEECHWOOD DONUTS. IT IS CLOSE TO BUS TERMINALS, RESTAURANTS, FIRST ONTARIO PERFORMING ARTS CENTRE, MERIDIAN CENTRE, HWY #6 AND QEW. WATER AND HEAT ARE INCLUDED IN THE RENT. ONE YEAR CONTRACT. PLEASE NOTE, THERE IS NO BACKYARD. LANDLORD ARE OPEN TO STUDENT TENANTS FOR $800 EACH ROOMS.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Carrying Costs Calculator
What it could cost each month to rent 165 St. Paul Street — rent, utilities, tenant insurance, internet and parking — plus the cash you’ll need to move in. Change any number to match your situation.
Rent
From the listing.
Utilities
Not clear from the listing — a typical bill. Ask the landlord.
The listing says the rent covers this.
The listing says the rent covers this.
Many Ontario homes rent their water heater — add it if the landlord passes it on.
Other monthly costs
Typical in Ontario — many landlords require it.
A typical plan in the area.
Add it if parking costs extra.
Coin laundry, a storage locker or other regular costs.
Moving in
Refundable when you return the keys — ask the landlord for the amount.
A typical local move with movers — less if friends help.
Account opening and installation fees.
Estimated monthly carrying cost
$3,045/mo
About $36,540 a year
- Rent$2,800
- $140
- Tenant insurance$30
- Internet$75
Included in the rent: Heat (gas), Water & sewer.
Cash needed to move in
- First month's rent
- $2,800
- Last month's rent deposit
- $2,800
- Key / fob depositRefundable
- $100
- Moving & set-upEstimate
- $2,400
- Total
- $8,100
Your first 12 months
- Rent and monthly costs12 months
- $36,540
- Moving & set-up
- $2,400
- Total
- $38,940
Deposits aren’t an extra cost: the last-month deposit pays your final month and the key deposit comes back when you return the keys.
Planning ahead
- Household income to keep rent + utilities at 30%CMHC's affordability guideline — landlords often use a similar test
- $118,000/yr
- Highest rent at your first renewalOntario's 2027 guideline (1.9%), once a year with 90 days' written notice. Units first lived in after November 15, 2018 aren't capped.
- $2,853/mo
Estimates only — not legal or financial advice. Deposits and rent increases follow Ontario’s Residential Tenancies Act; utilities, insurance, internet and moving costs are typical figures for the area. Confirm what the rent includes with the landlord before you sign.
Location & Walkability
165 St. Paul Street, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 29, 2026
Listing Office: EXP REALTY
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