12 MERIGOLD Street, St. Catharines, ON
L2S 2N3
Listed October 20, 2026
About this property
OPPORTUNITY KNOCKS AT 12 MERIGOLD STEEET! Whether you're a first-time homebuyer ready to take the exciting step into homeownership, an investor looking for your next opportunity, or someone searching for a property to make their own, this St. Catharines home is full of possibilities! Offering 3 bedrooms, 1 bathroom, and an impressively deep lot, this property provides a fantastic starting point with plenty of potential to make it your own. The basement offers additional potential, with space that could be finished to add another room. Enjoy the flexibility to move in and make improvements over time, refresh the space to suit your personal style, or explore its potential as an investment property. The generously sized backyard is a standout feature, offering plenty of outdoor space to enjoy, entertain, garden, or create your own private retreat. With a little vision and some personal touches, this home offers an exciting opportunity to create something truly special. Whether you're looking to get into the market, invest in your future, or find a place to call your own, 12 Merigold Street is a property worth a closer look. Don't miss your chance to explore the possibilities!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 12 MERIGOLD Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$70,000 · Minimum $17,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,478/mo
About $29,736 a year
- $1,548
- $183
- Home insurance$125
- Utilities$330
- Maintenance & repairs$292
Cash needed to close
- Down payment (20%)
- $70,000
- Ontario land transfer tax
- $3,725
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $76,225
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
12 MERIGOLD Street, St. Catharines, ON
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Last Updated: October 20, 2026
Listing Office: REVEL REALTY INC.
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