




60 Division Street, St. Catharines, ON
L2R 3G6
Listed October 21, 2026
About this property
First time buyers, investors and downsizers - this one is for you! This solid 1.5 storey home is beautifully maintained and extensively renovated, with plenty of functional living space, rear parking, and a large, fully fenced yard (2022). The main level offers a spacious living area, large bedroom, updated 4pc bathroom and kitchen with adjacent dining area, and features high ceilings, updated flooring (2026) and loads of natural and recessed lighting throughout. Upstairs, the finished loft space makes for a fantastic second bedroom, and you'll find plenty of storage space in the basement. Explore all this vibrant community has to offer, with some of St. Catharines' best attractions, parks and amenities all within a 20-minute walk! Catch a Niagara IceDogs game at the Meridian Centre, explore the community gardens and scenic walking trails at Richard Pierpoint Park, or spend a Saturday morning browsing the St. Catharines Farmers' Market. Enjoy the beautiful green space at Montebello Park, home to the annual Niagara Grape & Wine Festival, or take in a show at the FirstOntario Performing Arts Centre. With so much to see and do just steps from your door, plus convenient access to the QEW, Highway 406, the Pen Centre and countless everyday amenities, this location offers the perfect combination of walkability, convenience and community! Don't miss out!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 60 Division Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$64,980 · Minimum $16,245
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,318/mo
About $27,816 a year
- $1,437
- $155
- Home insurance$125
- Utilities$330
- Maintenance & repairs$271
Cash needed to close
- Down payment (20%)
- $64,980
- Ontario land transfer tax
- $3,349
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $70,829
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
60 Division Street, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 21, 2026
Listing Office: RE/MAX ESCARPMENT REALTY INC.
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