11 Rebecca Street, St. Catharines, ON
L2S 2G7
Listed September 28, 2026
About this property
Charming bungalow in the sought-after Ridley area, a lovely neighbourhood close to shopping, the GO Train station, and Ridley College. The property also features a detached garage and private driveway. This home offers 1,050 sq. ft. of comfortable living space on the main floor, featuring 3 spacious bedrooms, a bright living room, a kitchen with a breakfast bar, and 2 bathrooms, including one 4-piece and one 3-piece. One of the bedrooms features a walk-out to a lovely 3-season sunroom overlooking the peaceful backyard, which can also be accessed directly from the kitchen. The finished basement includes a large bedroom, updated 4-piece bathroom, expansive rec room with wet bar, and a separate entrance for added convenience. Enjoy a private, low-maintenance backyard with no grass to cut, perfect for relaxing and entertaining.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 11 Rebecca Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$150,263 · Minimum $50,132
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,742/mo
About $56,904 a year
- $3,323
- $338
- Home insurance$125
- Utilities$330
- Maintenance & repairs$626
Cash needed to close
- Down payment (20%)
- $150,263
- Ontario land transfer tax
- $11,501
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $164,264
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
11 Rebecca Street, St. Catharines, ON
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Last Updated: September 28, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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