19 Bailey Street, St. Catharines, ON
L2S 1J3
Listed September 15, 2026
About this property
Discover the perfect blend of modern comfort and exceptional investment potential at 19 Bailey, a renovated 3-bedroom, 2-bathroom duplex in St. Catharines. Bathed in natural light through expansive windows, this tastefully updated residence features premium laminate flooring and contemporary finishes throughout. The main floor unit is designed for easy living and entertaining, boasting a bright, open-concept kitchen and living area, a spacious bedroom with an oversized double-door closet, a stylish four-piece bathroom, and a dedicated utility and laundry room. Upstairs, the private second unit offers a fully equipped kitchen, two well-appointed bedrooms, its own convenient in-suite laundry, and a second four-piece bathroom. Perfectly situated just minutes from scenic parks, walking trails, local shopping, and major highways, this property delivers ultimate convenience for contemporary living. Whether you are an astute investor seeking a turnkey addition to your portfolio or a homebuyer looking to offset your mortgage with rental income, this exceptional property promises to impress.
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 19 Bailey Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$71,600 · Minimum $17,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,620/mo
About $31,440 a year
- $1,584
- $283
- Home insurance$125
- Utilities$330
- Maintenance & repairs$298
Cash needed to close
- Down payment (20%)
- $71,600
- Ontario land transfer tax
- $3,845
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $77,945
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
19 Bailey Street, St. Catharines, ON
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Last Updated: September 15, 2026
Listing Office: RE/MAX ABOUTOWNE REALTY CORP.
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