24 Churchill Street, St. Catharines, ON
L2S 2P2
Listed September 2, 2026
About this property
Welcome to 24 Churchill Street, a charming and thoughtfully updated bungalow offering comfortable living and excellent everyday functionality. This inviting three-bedroom home features a spacious rear addition with a walk-in closet and direct access to the backyard deck. The bright open-concept main living area flows into an updated kitchen featuring ample cabinetry, a centre island, granite countertops, tiled backsplash, under-cabinet lighting, and stainless steel appliances. Laminate flooring runs throughout the main living spaces, complemented by an updated three-piece bathroom. The full-width backyard deck overlooks a private, fully fenced yard, creating an ideal space for entertaining or relaxing outdoors. The lower level provides additional storage and utility space. The property has also been successfully operated as a rental for the past two years, generating $2,000 per month plus utilities. Conveniently located close to schools, parks, shopping, downtown amenities, major highways, and the future proposed GO Station, this home offers a great combination of updates, functionality, location, and income potential.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 24 Churchill Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$79,980 · Minimum $19,995
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,788/mo
About $33,456 a year
- $1,769
- $231
- Home insurance$125
- Utilities$330
- Maintenance & repairs$333
Cash needed to close
- Down payment (20%)
- $79,980
- Ontario land transfer tax
- $4,474
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $86,954
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
24 Churchill Street, St. Catharines, ON
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Last Updated: September 2, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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