




$399,900
20 Lloyd Street, St. Catharines, ON, L2S 2N8
Listed July 31, 2026
About this property
Attention first-time buyers, downsizers, and investors! Finding a detached, move-in ready home under $400K is becoming increasingly rare, and this beautifully updated St. Catharines home is an opportunity you won't want to miss. Offering approximately 890 sq ft above grade plus a finished basement with a separate entrance, this home delivers exceptional value with modern updates and plenty of flexibility. The bright main floor features 2 bedrooms and has been refreshed with new flooring throughout the main level, fresh paint, updated lighting, a new kitchen countertop, and new kitchen and bathroom fixtures (2026). Major updates include windows (2019), roof (2020), and hot water tank (2023), providing added peace of mind. The finished basement offers additional living space, a home office, rec room, or future income potential, while the separate entrance has been professionally waterproofed and a brand new sump pump with a 25-year warranty has been installed. Outside, enjoy a fully fenced backyard, new front deck (2023), and brand new back deck (2025). Located directly across from a park with a city-operated outdoor pool and just minutes to Brock University, St. Catharines Hospital, shopping, GO/VIA Rail, and everyday amenities, this home combines affordability, convenience, and thoughtful updates in one exceptional package.
Features
Virtual Tour
Property Details
Listing
Property
Location
Taxes & Financials
Location & Walkability
20 Lloyd Street, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
Walkability scores coming soon
We're finalising our neighbourhood walkability data. Want a hands-on look at the area?
Call (289) 272-5329Similar Properties Nearby
View all →
For SaleSt. Catharines
$399,900
12 Cross Street
For SaleSt. Catharines
$399,900
42 Union Street
For SaleSt. Catharines
$399,900
422 Welland Avenue
For SaleSt. Catharines
$399,900
44 Richmond Avenue
For SaleSt. Catharines
$399,900
88 Page Street
For SaleSt. Catharines
$399,900
25 Gale Crescent
Last Updated: July 31, 2026
Listing Office: EXP REALTY
This listing content is owned and licensed by REALTOR® members of The Canadian Real Estate Association. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.