DAVIDS&DELAAT
119 Pelham Road
+40 more

119 Pelham Road, St. Catharines, ON

$489,900
For SaleNew

L2S 1T4

Listed October 20, 2026

4Bedrooms
2Bathrooms
1,100Sq. Ft.

About this property

Welcome to 119 Pelham Rd! This charming brick 1.5-storey detached home is situated in the desirable Western Hill community of St. Catharines and offers a versatile layout with 3+1 bedrooms and 2 full bathrooms. A standout feature is the finished basement with its own separate entrance, kitchenette, bedroom and 3-piece bathroom, offering excellent in-law suite potential or additional living space for extended family.Freshly painted and featuring new carpet throughout the second level, updated light fixtures, and a new railing on the existing back deck, this home is ready for its next owners. The main level offers a bright living room, dining area, kitchen, bedroom and 4-piece bathroom, while the second level features two generously sized bedrooms.Situated on a 40' x 105' lot, the property also features a private double-wide driveway with parking for up to 4 vehicles and a garden shed. Conveniently located close to the hospital, GO Station, Brock University, Ridley College, schools, shopping, restaurants, recreation and public transit, with the Participark Trail and scenic Twelve Mile Creek just steps away. A fantastic opportunity for families, first-time buyers, investors, or those looking for a home with flexible multi-generational living potential!

Features

FireplaceAir ConditioningBasement

Property Details

Listing

MLS® NumberX14097328
StatusFor Sale
ListedOctober 20, 2026
Listing TypeFor Sale
Listing OfficeCENTURY 21 PERCY FULTON LTD.

Property

Property TypeSingle Family Home
Interior Size1,100 ft²
Bedrooms4
Bathrooms2

Location

Community458 - Western Hill
CitySt. Catharines
ProvinceON
Postal CodeL2S 1T4

Taxes & Financials

Asking Price$489,900
Property Taxes (2026)$3,150/yr

Cost of Ownership Calculator

What it could cost each month to own 119 Pelham Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.

Your mortgage

$97,980 · Minimum $24,495

Use the rate your lender or broker quotes you.

Monthly costs

From the listing (2026 tax bill).

Leave at $0 if there isn't one.

Typical for this kind of home.

Hydro, heating, water and sewer.

About 1% of the price a year, set aside.

One-time costs

A typical estimate — your lawyer will confirm.

Estimated monthly cost of ownership

$3,293/mo

About $39,516 a year

  • $2,167
  • $263
  • Home insurance$125
  • Utilities$330
  • Maintenance & repairs$408

Cash needed to close

Down payment (20%)
$97,980
Ontario land transfer tax
$6,273
Legal fees, title insurance & inspectionEstimate
$2,500
Total
$106,753

Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.

Location & Walkability

119 Pelham Road, St. Catharines, ON

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Last Updated: October 20, 2026

Listing Office: CENTURY 21 PERCY FULTON LTD.

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