




9 Hawthorne Avenue, St. Catharines, ON
L2M 6A8
Listed November 8, 2026
About this property
Unlock incredible value with this 3 bedroom bungalow in the sought after North End of St. Catharines. Freshly painted throughout the main floor in a modern neutral palette, this property offers a completely blank canvas for its next owner. The main floor layout is bright and functional, featuring a versatile third bedroom with sliding doors to the rear yard-perfect for a bright home office or den. A separate side entrance leads directly to a partially finished basement, offering future potential for multi-generational living or a rental opportunity. The lower level layout is highly adaptable, currently configured with a hobby/den room, office, workshop, and a large rec room with a bar. Outdoors, the pool has been professionally filled in, leaving a spacious, fully fenced yard and a detached garage. Complete with a brand-new roof (2025) and a premium location near the Welland Canal, schools, and amenities, this home is an exceptional opportunity.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 9 Hawthorne Avenue — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$99,800 · Minimum $24,950
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,437/mo
About $41,244 a year
- $2,207
- $359
- Home insurance$125
- Utilities$330
- Maintenance & repairs$416
Cash needed to close
- Down payment (20%)
- $99,800
- Ontario land transfer tax
- $6,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $108,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
9 Hawthorne Avenue, St. Catharines, ON
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Last Updated: November 8, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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