174 Beech Street, St. Catharines, ON
L2R 2C6
Listed September 18, 2026
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About this property
Located in the desirable Fitzgerald neighbourhood of St. Catharines, this charming home offers a private driveway and a sunny, open main floor with the inviting feel of a cottage in the city. The home features three bedrooms and numerous recent updates, including an updated kitchen, improvements to the plumbing and wiring. Conveniently located close to downtown amenities, schools, parks, shopping, and transit. Step outside to a cozy backyard with a mature garden, creating a peaceful and inviting outdoor retreat. A warm and welcoming home filled with character, thoughtful updates, and charm - you will feel the love and care that has been poured into this home.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 174 Beech Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$79,980 · Minimum $19,995
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,761/mo
About $33,132 a year
- $1,769
- $204
- Home insurance$125
- Utilities$330
- Maintenance & repairs$333
Cash needed to close
- Down payment (20%)
- $79,980
- Ontario land transfer tax
- $4,474
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $86,954
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
174 Beech Street, St. Catharines, ON
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56 Beech Street
Last Updated: September 18, 2026
Listing Office: RE/MAX ESCARPMENT REALTY INC.
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