12 Admiral Road, St. Catharines, ON
L2P 1G5
Listed October 14, 2026
Virtual Tour
About this property
Welcome to 12 Admiral Road, a freshly updated 3-bedroom, 2-bathroom home in St. Catharines. The main floor features engineered hardwood, a bright living room with an electric fireplace, and an updated kitchen with new countertops and dishwasher, along with a cooktop and built-in wall oven. Fresh paint, new carpet, and two updated bathrooms give the home a clean, move-in-ready feel throughout. The finished basement adds a rec room, full bathroom, and laundry area for additional living space. Outside, enjoy a spacious backyard and a new asphalt driveway with parking for up to four vehicles. A functional, updated home with plenty of room inside and out.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 12 Admiral Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$109,980 · Minimum $29,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,638/mo
About $43,656 a year
- $2,432
- $293
- Home insurance$125
- Utilities$330
- Maintenance & repairs$458
Cash needed to close
- Down payment (20%)
- $109,980
- Ontario land transfer tax
- $7,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $119,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
12 Admiral Road, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 14, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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