85 Park Avenue, St. Catharines, ON
L2P 1R8
Listed September 11, 2026
About this property
Discover this charming detached home in one of St. Catharines desirable neighbourhoods. Perfect for first-time buyers, growing families, or investors, this home features a open concept living space, a convenient main-floor bedroom, and two additional bedrooms upstairs. The separate basement entrance offers excellent potential for future in-law or income possibilities. Step outside to large and spacious backyard with a storage shed, while the attached carport provides ample covered parking. Ideally located close to schools, parks, shopping, public transit, and all everyday amenities, this is a fantastic opportunity to own a home in a convenient location.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 85 Park Avenue — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$107,000 · Minimum $28,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,551/mo
About $42,612 a year
- $2,366
- $284
- Home insurance$125
- Utilities$330
- Maintenance & repairs$446
Cash needed to close
- Down payment (20%)
- $107,000
- Ontario land transfer tax
- $7,175
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $116,675
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
85 Park Avenue, St. Catharines, ON
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Last Updated: September 11, 2026
Listing Office: P2 REALTY INC.
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