




97 Glendale Avenue, St. Catharines, ON
L2T 2J4
Listed September 25, 2026
Property Tour
About this property
This property comes with $30,000 a year in income, and you get to choose your own tenants! This solid brick bungalow offers a fully finished in-law suite and an excellent opportunity for buyers looking for additional income or multi-generational living. The bright and spacious main floor features a sun-filled living room that flows directly into the dining room overlooking the backyard. The kitchen also enjoys backyard views and comes equipped with stainless steel appliances. Three generously sized bedrooms and a 4-piece bathroom complete the main level. A separate entrance leads directly into the fully finished lower level, featuring a large rec room, fully equipped kitchen and 3-piece bathroom. You'll also find three spacious bedrooms, each featuring oversized egress windows that provide plenty of natural light and create a bright, comfortable space that feels far from a typical basement. Outside, the impressive (81 ft x 120 ft) lot provides plenty of room to enjoy, while mature surrounding trees add an extra layer of backyard privacy. Conveniently located just 5 minutes from Brock University, the Pen Centre and Highway 406, and close to highly ranked elementary schools and everyday amenities, this home combines space, flexibility, income potential and an incredibly convenient location.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 97 Glendale Avenue — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$151,980 · Minimum $50,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,866/mo
About $58,392 a year
- $3,361
- $417
- Home insurance$125
- Utilities$330
- Maintenance & repairs$633
Cash needed to close
- Down payment (20%)
- $151,980
- Ontario land transfer tax
- $11,673
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $166,153
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
97 Glendale Avenue, St. Catharines, ON
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Last Updated: September 25, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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