




12 Bayshore Crescent, St. Catharines, ON
L2N 5Y4
Listed October 29, 2026
About this property
Welcome to 12 Bayshore Crescent, beautifully situated in St. Catharines' sought-after Lakeshore area! Just minutes from Lake Ontario, parks, waterfront trails and beaches, with Port Dalhousie and Lakeside Park only a short drive away. This desirable location offers a wonderful blend of peaceful residential living and everyday convenience. Beautifully updated throughout, this raised bungalow features an attached single garage, private driveway with parking for 3 cars, covered front porch and attractive, landscaped exterior. Step inside to a welcoming foyer with new staircase providing access to both the upper and lower levels, coat closet and convenient inside entry to the garage. The spacious main floor features a bright, modern decor with lovely laminate flooring, fresh paint and pot lighting. The inviting layout includes a large living room, separate dining room and eat-in kitchen with ample cabinetry and counter space, plus laundry hookup if desired. Three bedrooms include a spacious primary and a second bedroom with walkout to the raised deck overlooking the rear yard. A 4-piece bathroom completes the main level. The finished lower level offers excellent additional living space or in-law potential, complete with a separate entrance and walk-up to the rear yard. Features include new luxury vinyl flooring, spacious family room with gas fireplace and impressive wall-to-wall brick mantle, second kitchen, huge fourth bedroom with sliding barn door, 3-piece bathroom with built-in linen closet, laundry facilities and plenty of storage. Additional updates include a 125-amp breaker panel, rough-in for central vacuum and electric vehicle charger. The fully fenced backyard offers green space, patio area, raised deck and garden shed with hydro. A wonderful opportunity in a desirable Lakeshore neighbourhood close to amenities, recreation and the waterfront!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 12 Bayshore Crescent — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$155,800 · Minimum $52,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,023/mo
About $60,276 a year
- $3,446
- $473
- Home insurance$125
- Utilities$330
- Maintenance & repairs$649
Cash needed to close
- Down payment (20%)
- $155,800
- Ontario land transfer tax
- $12,055
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $170,355
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
12 Bayshore Crescent, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 29, 2026
Listing Office: BOLDT REALTY INC., BROKERAGE
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