




21 Silverdale Drive, St. Catharines, ON
L2M 3M9
Listed November 5, 2026
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About this property
Natural light, a sophisticated palette, and beautifully refreshed spaces set the tone at 21 Silverdale Drive. Set on an established street close to parks, trails, schools, and neighbourhood amenities, this home features an inviting main floor, a flexible lower level, and a private backyard. Inside, the main floor has been opened up and refreshed from top to bottom. The dining room flows into a striking new kitchen with custom cabinetry, soft-close hardware, quartz counters, a new backsplash, sink, and faucet, plus a generous peninsula for prep and casual seating. New vinyl tile defines the kitchen, while refinished hardwood runs through the remainder of the main floor before giving way to the warm, inviting sunken living room, where a fireplace and sliding doors draw in natural light and connect seamlessly with the backyard. The 3 bedrooms on this floor boast large windows and generous closets, while the brand new 4-piece bathroom adds a clean, contemporary finish. Downstairs, the finished lower level adds remarkable flexibility with a full kitchen, a bedroom, a 3-piece bathroom, a recreation room, and a laundry room. New vinyl flooring, fresh paint, updated windows, and a new exterior door complete the space, while separate backyard access makes it ideal for guests, extended family, hobbies, or additional living space. The practical details continue with a large attached garage featuring a workshop area, extensive storage, and a second entry into the home with a convenient closet for seasonal gear. Outside, the fully fenced yard offers a covered patio, generous green space, improved landscaping, and a refurbished shed, while new doors, exterior lighting, window capping, gutters, downspouts, and a concrete walkout access from the basement add to the home's extensive updates. Whether the next chapter calls for more room, more flexibility, or simply a place that feels like home, 21 Silverdale Drive is ready for it.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 21 Silverdale Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$149,800 · Minimum $49,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,790/mo
About $57,480 a year
- $3,313
- $398
- Home insurance$125
- Utilities$330
- Maintenance & repairs$624
Cash needed to close
- Down payment (20%)
- $149,800
- Ontario land transfer tax
- $11,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $163,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
21 Silverdale Drive, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 5, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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