86 Rykert Street, St. Catharines, ON
L2S 1Z6
Listed September 28, 2026
About this property
Over 60 years. One owner. And now, for the first time in generations, this sweet little home is ready for someone new. Cute as a button and packed with possibility, this 2-bedroom, 1-bathroom home is the kind of opportunity first-time buyers and downsizers have been waiting for. Step inside to a bright, open-concept layout that feels welcoming and easy to live in. The partial basement offers laundry and plenty of additional storage, while the detached garage, previously used as a woodworking shop, is a huge bonus for the hobbyist, DIYer or anyone craving their own dedicated workspace.Whether you're looking to break into the market, simplify your lifestyle or find a home you can truly make your own, there's a lot to love here.Close to the hospital, shopping, schools, highways and everyday amenities, everything you need is minutes away.After more than six decades with the same owner, this home has a story.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 86 Rykert Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$63,980 · Minimum $15,995
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,337/mo
About $28,044 a year
- $1,415
- $200
- Home insurance$125
- Utilities$330
- Maintenance & repairs$267
Cash needed to close
- Down payment (20%)
- $63,980
- Ontario land transfer tax
- $3,274
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $69,754
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
86 Rykert Street, St. Catharines, ON
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Last Updated: September 28, 2026
Listing Office: BOLDT REALTY INC., BROKERAGE
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