




18 October Drive, St. Catharines, ON
L2N 6T2
Listed October 18, 2026
Property Tour
About this property
Just steps from the Waterfront Trail and Lake Ontario, this North End backsplit home offers a 3+1 bedroom, 2 bathroom layout on a 60' x 100' corner lot with an attached garage and a four-season sunroom overlooking the backyard. The main level includes an eat-in kitchen with appliances and a generous living room opening directly into the sunroom, where newer windows (2023) and sliding doors extend the living space out to the patio and yard. Three good-sized bedrooms and a refreshed 4-piece bathroom are grouped together on the bedroom level. Downstairs, the finished lower area adds a family room with gas fireplace, fourth bedroom and an updated bathroom (2023), an excellent setup for overnight guests, older children, a home office or additional everyday living space. A separate laundry/utility level provides plenty of shelving and storage. Outside, enjoy room for gardening, a newer shed, patio and natural gas BBQ line. Recent improvements include: shingles and attic insulation (2023), new garage door (2026). Close to good schools, parks, shopping and Port Dalhousie with Niagara-on-the-Lake just a short drive away, this is an excellent opportunity to own a family home in one of St. Catharines most sought-after neighbourhoods with easy access to everything the Niagara Region has to offer. Make your move today!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 18 October Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$151,980 · Minimum $50,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,908/mo
About $58,896 a year
- $3,361
- $459
- Home insurance$125
- Utilities$330
- Maintenance & repairs$633
Cash needed to close
- Down payment (20%)
- $151,980
- Ontario land transfer tax
- $11,673
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $166,153
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
18 October Drive, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 18, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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