DAVIDS&DELAAT
542 Lake Street
+27 more

542 Lake Street, St. Catharines, ON

$549,000
For SaleNew

L2N 4H8

Listed October 22, 2026

4Bedrooms
2Bathrooms
700Sq. Ft.

About this property

Welcome to 542 Lake Street, a warm and inviting brick bungalow in one of north St. Catharines' most convenient locations. Set on a beautifully landscaped corner lot surrounded by mature trees, this home offers the space, comfort and practicality that makes bungalow living so appealing. Inside, you'll find 3+1 bedrooms, 2 full bathrooms and approximately 2,000 sq. ft. of finished living space. The bright living room features hardwood floors and a large picture window, while the spacious eat-in kitchen offers plenty of cabinetry, stainless steel appliances and room for everyday family meals. Three bedrooms, a full bathroom and convenient main-floor laundry make single-level living easy. Downstairs, the fully finished lower level provides a whole second living space with a large rec room, charming exposed brick, cozy gas fireplace, fourth bedroom or home office, a second full bathroom and workshop. The home is comfortably heated by the gas furnace and fireplace; the supplemental baseboard heaters are not required for normal heating. Outside, mature landscaping creates a lovely sense of privacy, with plenty of room to relax and enjoy the yard. An attached garage with interior entry and generous storage is complemented by two driveway entrances, from Lake Street and Prince Edward Street, with parking for four vehicles. The owned solar panels generate additional income (approximately $2,591 in 2025). Major updates include roof (2018), windows (2009), A/C (2012), Trane furnace (2003), solar panels (2013), plus updated bathrooms, kitchen cabinetry and interior/exterior doors. All of this in an established north-end neighbourhood close to shopping, schools, parks and trails, with Lake Ontario and Port Dalhousie just minutes away. A comfortable, spacious home, a fantastic location.

Features

FireplaceAir ConditioningBasement

Property Details

Listing

MLS® NumberX14106072
StatusFor Sale
ListedOctober 22, 2026
Listing TypeFor Sale
Listing OfficeROYAL LEPAGE NRC REALTY

Property

Property TypeSingle Family Home
Interior Size700 ft²
Bedrooms4
Bathrooms2

Location

Community443 - Lakeport
CitySt. Catharines
ProvinceON
Postal CodeL2N 4H8

Taxes & Financials

Asking Price$549,000
Property Taxes (2026)$4,587/yr

Cost of Ownership Calculator

What it could cost each month to own 542 Lake Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.

Your mortgage

$109,800 · Minimum $29,900

Use the rate your lender or broker quotes you.

Monthly costs

From the listing (2026 tax bill).

Leave at $0 if there isn't one.

Typical for this kind of home.

Hydro, heating, water and sewer.

About 1% of the price a year, set aside.

One-time costs

A typical estimate — your lawyer will confirm.

Estimated monthly cost of ownership

$3,723/mo

About $44,676 a year

  • $2,428
  • $382
  • Home insurance$125
  • Utilities$330
  • Maintenance & repairs$458

Cash needed to close

Down payment (20%)
$109,800
Ontario land transfer tax
$7,455
Legal fees, title insurance & inspectionEstimate
$2,500
Total
$119,755

Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.

Location & Walkability

542 Lake Street, St. Catharines, ON

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Last Updated: October 22, 2026

Listing Office: ROYAL LEPAGE NRC REALTY

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