




542 Lake Street, St. Catharines, ON
L2N 4H8
Listed October 22, 2026
About this property
Welcome to 542 Lake Street, a warm and inviting brick bungalow in one of north St. Catharines' most convenient locations. Set on a beautifully landscaped corner lot surrounded by mature trees, this home offers the space, comfort and practicality that makes bungalow living so appealing. Inside, you'll find 3+1 bedrooms, 2 full bathrooms and approximately 2,000 sq. ft. of finished living space. The bright living room features hardwood floors and a large picture window, while the spacious eat-in kitchen offers plenty of cabinetry, stainless steel appliances and room for everyday family meals. Three bedrooms, a full bathroom and convenient main-floor laundry make single-level living easy. Downstairs, the fully finished lower level provides a whole second living space with a large rec room, charming exposed brick, cozy gas fireplace, fourth bedroom or home office, a second full bathroom and workshop. The home is comfortably heated by the gas furnace and fireplace; the supplemental baseboard heaters are not required for normal heating. Outside, mature landscaping creates a lovely sense of privacy, with plenty of room to relax and enjoy the yard. An attached garage with interior entry and generous storage is complemented by two driveway entrances, from Lake Street and Prince Edward Street, with parking for four vehicles. The owned solar panels generate additional income (approximately $2,591 in 2025). Major updates include roof (2018), windows (2009), A/C (2012), Trane furnace (2003), solar panels (2013), plus updated bathrooms, kitchen cabinetry and interior/exterior doors. All of this in an established north-end neighbourhood close to shopping, schools, parks and trails, with Lake Ontario and Port Dalhousie just minutes away. A comfortable, spacious home, a fantastic location.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 542 Lake Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$109,800 · Minimum $29,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,723/mo
About $44,676 a year
- $2,428
- $382
- Home insurance$125
- Utilities$330
- Maintenance & repairs$458
Cash needed to close
- Down payment (20%)
- $109,800
- Ontario land transfer tax
- $7,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $119,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
542 Lake Street, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
Similar Properties Nearby
View all →
For SaleSt. Catharines
$549,900
49 Grove Avenue
For SaleVirtual tourSt. Catharines
$549,900
12 Admiral Road
For SaleSt. Catharines
$549,900
105 Hillview Road
For SaleSt. Catharines
$549,900
12 Roseland Avenue
For SaleVirtual tourSt. Catharines
$559,900
124 St Augustine Drive
For SaleVideo tourSt. Catharines
$535,000
4 Walker Avenue
Last Updated: October 22, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
This listing content is owned and licensed by REALTOR® members of The Canadian Real Estate Association. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.