92 LAKE Street, St. Catharines, ON
L2R 5X6
Listed September 15, 2026
About this property
Exceptional mixed-use investment opportunity in the heart of St. Catharines! Ideally located just minutes from the downtown core, 92 Lake St offers the perfect live/work setup with one commercial unit and one residential unit. The main floor commercial space features a bright showroom and 2-piece bath, ideal for a variety of businesses. The attached 2-bedroom residential unit offers a full kitchen, spacious living room, 4-piece bath, and has been freshly painted. A partial basement provides additional storage, while the updated hydro panel adds peace of mind. Parking for 2 vehicles is available on-site, with ample free street parking nearby and potential to expand parking in the backyard. Conveniently located close to the QEW, Fairview Mall, Costco, Home Depot, restaurants, and more.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 92 LAKE Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$59,780 · Minimum $59,780
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
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Your figure.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$1,628/mo
About $19,536 a year
- $1,322
- $306
Cash needed to close
- Down payment (20%)
- $59,780
- Ontario land transfer tax
- $2,959
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $65,239
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
92 LAKE Street, St. Catharines, ON
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Last Updated: September 15, 2026
Listing Office: RE/MAX ABOUTOWNE REALTY CORP.
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