3 RAMSEY Street Unit Lower, St. Catharines, ON
L2N 2K2
Listed October 27, 2026
About this property
This renovated lower-level unit offers one bedroom plus a large den and a bright, updated kitchen featuring a large window overlooking the backyard. The kitchen comes equipped with a stainless steel fridge, stove and microwave, while the living space features a cozy gas fireplace. Additional conveniences include ensuite laundry and a separate mudroom at the entrance. Enjoy access to a large shared backyard with a deck, as well as tandem driveway parking. Available November 1 for $1,495 per month plus 40% of utilities. Hydro is separately metered.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Carrying Costs Calculator
What it could cost each month to rent 3 RAMSEY Street Unit Lower — rent, utilities, tenant insurance, internet and parking — plus the cash you’ll need to move in. Change any number to match your situation.
Rent
From the listing.
Utilities
The listing says the tenant pays this.
The listing says the tenant pays this.
The listing says the tenant pays this.
Many Ontario homes rent their water heater — add it if the landlord passes it on.
Other monthly costs
Typical in Ontario — many landlords require it.
A typical plan in the area.
Add it if parking costs extra.
Coin laundry, a storage locker or other regular costs.
Moving in
Refundable when you return the keys — ask the landlord for the amount.
A typical local move with movers — less if friends help.
Account opening and installation fees.
Estimated monthly carrying cost
$1,930/mo
About $23,160 a year
- Rent$1,495
- $330
- Tenant insurance$30
- Internet$75
Cash needed to move in
- First month's rent
- $1,495
- Last month's rent deposit
- $1,495
- Key / fob depositRefundable
- $100
- Moving & set-upEstimate
- $1,400
- Total
- $4,490
Your first 12 months
- Rent and monthly costs12 months
- $23,160
- Moving & set-up
- $1,400
- Total
- $24,560
Deposits aren’t an extra cost: the last-month deposit pays your final month and the key deposit comes back when you return the keys.
Planning ahead
- Household income to keep rent + utilities at 30%CMHC's affordability guideline — landlords often use a similar test
- $73,000/yr
- Highest rent at your first renewalOntario's 2027 guideline (1.9%), once a year with 90 days' written notice. Units first lived in after November 15, 2018 aren't capped.
- $1,523/mo
Estimates only — not legal or financial advice. Deposits and rent increases follow Ontario’s Residential Tenancies Act; utilities, insurance, internet and moving costs are typical figures for the area. Confirm what the rent includes with the landlord before you sign.
Location & Walkability
3 RAMSEY Street Unit Lower, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 27, 2026
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