26 Vine Street, St. Catharines, ON
L2M 4T2
Listed September 15, 2026
About this property
Discover an amazing opportunity with this versatile rental property with an in law suite, perfect for generating income or living in one unit while renting out the other. Unit one features a two-story layout with a main floor bedroom, two bedrooms upstairs, and a 4-piece bath. Unit two is an open-concept studio/bachelor with a spacious living room and kitchen, a huge recreation room in the basement, and a 4-piece bath. This centrally located building has seen many updates, including replacement windows, a new roof, new floors in the rear unit, an updated bath in the rear unit, and a new furnace. Additional highlights include private laundry facilities in each unit, a beautifully landscaped rear yard with a storage shed, and a very walkable location. Situated in St. Catharines, you'll be close to Fitzgerald Park, St. Patrick's Park, and Catherine Street Park, making this an ideals pot for convenience and comfort.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 26 Vine Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$73,780 · Minimum $18,445
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,640/mo
About $31,680 a year
- $1,632
- $246
- Home insurance$125
- Utilities$330
- Maintenance & repairs$307
Cash needed to close
- Down payment (20%)
- $73,780
- Ontario land transfer tax
- $4,009
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $80,289
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
26 Vine Street, St. Catharines, ON
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Last Updated: September 15, 2026
Listing Office: RE/MAX ABOUTOWNE REALTY CORP.
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