




134 1/2 York Street, St. Catharines, ON
L2R 6E7
Listed November 4, 2026
Property Tour
About this property
Attention first-time buyers and empty nesters - this charming bungalow could be the perfect place to call home! Step through the front door into a spacious, light-filled foyer complete with a convenient front hall closet. Continue into the cozy living room where you will notice that there is plenty of natural light which creates a warm and welcoming atmosphere. An oversized arched opening leads seamlessly into the open-concept dining area and bright kitchen, making the space ideal for everyday living and entertaining. The generous primary bedroom was previously two separate bedrooms and offers the flexibility to easily convert the space back, depending on your needs. A second bedroom and 4-piece bathroom complete the main living area. At the rear of the home, enjoy the added bonus of a sunroom before stepping outside to your private backyard. Outside, you'll also appreciate the convenience of a private driveway, which provides convenient off-street parking. Centrally located close to shopping, transit, highway access and everyday amenities, this is a wonderful opportunity to get into the market, downsize comfortably or simply make a charming home your own. Don't miss your chance to see it!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 134 1/2 York Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$71,980 · Minimum $17,995
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,608/mo
About $31,296 a year
- $1,592
- $261
- Home insurance$125
- Utilities$330
- Maintenance & repairs$300
Cash needed to close
- Down payment (20%)
- $71,980
- Ontario land transfer tax
- $3,874
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $78,354
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
134 1/2 York Street, St. Catharines, ON
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Last Updated: November 4, 2026
Listing Office: RE/MAX HENDRIKS TEAM REALTY
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