




225 Grantham Avenue, St. Catharines, ON
L2M 4Z2
Listed August 5, 2026
About this property
NEW PRICE!! Welcome to 225 Grantham Avenue, an affordable opportunity in a convenient St. Catharines location that's perfect for first-time buyers, investors, or anyone looking to simplify without giving up living space. Just minutes from shopping, restaurants, schools, parks, public transit, and with quick access to the QEW, this home makes everyday living easy. With 1,208 square feet above grade and no basement, this 1.5-storey home offers lower maintenance without sacrificing functionality. The main floor features a bright, open-concept layout with large windows, updated vinyl plank flooring, a modern kitchen with clean white cabinetry, tiled backsplash, eat-in dining area, a spacious living room, one bedroom, a full 4-piece bathroom, and a convenient laundry/mechanical room. Upstairs, you'll find two additional bedrooms and an updated 2-piece bathroom, a rare and valuable feature for a home of this style. The 45' x 80' lot offers a generous yet low-maintenance backyard, plus a welcoming covered front porch for morning coffee or evening unwinding. Recent updates include the kitchen, bathrooms, flooring, and finishes, so you can move in with confidence. Complete with forced-air gas heating, central air conditioning, and 100-amp electrical service, this is an excellent opportunity to stop renting, start building equity, and take advantage of today's buyer-friendly market.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 225 Grantham Avenue — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$76,980 · Minimum $19,245
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,694/mo
About $32,328 a year
- $1,703
- $215
- Home insurance$125
- Utilities$330
- Maintenance & repairs$321
Cash needed to close
- Down payment (20%)
- $76,980
- Ontario land transfer tax
- $4,249
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $83,729
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
225 Grantham Avenue, St. Catharines, ON
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Last Updated: August 5, 2026
Listing Office: EXP REALTY
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