240 Pelham Road, St. Catharines, ON
L2S 1X6
Listed September 11, 2026
About this property
Welcome to 240 Pelham Road, a fantastic opportunity in St. Catharines with plenty of potential to make this home your own! This detached property offers a wonderful combination of character, functionality, and space, making it an excellent choice for homeowners, hobbyists, or those looking to create something truly special. The heart of the home is the spacious entertainer's kitchen, offering plenty of room to cook, gather, and enjoy time with family and friends. The inviting living spaces provide a comfortable backdrop for everyday living, while the generous deck extends your entertaining outdoors - perfect for summer barbecues, morning coffee, or relaxing with guests. One of the standout features is the large, detached garage with hydro, offering exceptional versatility for the car enthusiast, workshop, hobbyist or additional storage,. With its size and power, this is a rare bonus that adds tremendous value and flexibility. Situated in a convenient St. Catharines location, this property presents an exciting opportunity for buyers with vision. Whether you're looking for a home to enjoy today or a property with room to improve and build equity over time, 240 Pelham Road offers great potential and endless possibilities. See what you can create!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 240 Pelham Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$99,800 · Minimum $24,950
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,353/mo
About $40,236 a year
- $2,207
- $275
- Home insurance$125
- Utilities$330
- Maintenance & repairs$416
Cash needed to close
- Down payment (20%)
- $99,800
- Ontario land transfer tax
- $6,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $108,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
240 Pelham Road, St. Catharines, ON
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Last Updated: September 11, 2026
Listing Office: RE/MAX ESCARPMENT GOLFI REALTY INC.
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