




476 SCOTT Street, St. Catharines, ON
L2M 3X2
Listed October 22, 2026
About this property
Great value here!! - A solid bungalow offering the perfect combination of comfort, convenience, and opportunity in one of the city's most desirable north-end neighbourhoods. With 3+1 bedrooms, 2 full bathrooms, an attached single-car garage, and a double-wide driveway, this well-maintained home is ideal for first-time buyers, downsizers, or investors alike. Step inside to discover a bright and inviting main floor featuring an expansive living room filled with natural light and an adjoining dining area that's perfect for everyday living and entertaining. The functional kitchen offers ample cabinetry and workspace. Three generously sized bedrooms and a full 4-piece bathroom complete the main level, providing comfortable accommodations for the whole family. The finished lower level expands your living space with a large recreation room featuring an additional bedroom, a second full bathroom, and plenty of room for a home office, gym, games area, or guest suite. With its separate side entrance, the lower level also offers excellent in-law or income potential. Outside, you'll appreciate the fully fenced backyard with plenty of space for children, pets, gardening, or summer entertaining. The attached garage and double-wide driveway provide parking for multiple vehicles and added everyday convenience. In-ground sprinkler system, air conditioner 2011, roof reshingled in 2019. Located in the highly sought-after north end of St. Catharines, you'll enjoy easy access to excellent schools, shopping, restaurants, parks, walking trails, public transit, and the QEW, making commuting throughout Niagara simple and convenient. Don't miss your chance to call this wonderful north-end property home!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 476 SCOTT Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$99,980 · Minimum $24,995
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,456/mo
About $41,472 a year
- $2,211
- $373
- Home insurance$125
- Utilities$330
- Maintenance & repairs$417
Cash needed to close
- Down payment (20%)
- $99,980
- Ontario land transfer tax
- $6,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $108,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
476 SCOTT Street, St. Catharines, ON
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Last Updated: October 22, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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