34 Centennial Drive, St. Catharines, ON
L2N 6A4
Listed October 30, 2026
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About this property
Welcome to 34 Centennial Drive, a beautifully maintained four-level side-split in a desirable north St. Catharines neighbourhood. Enjoy a convenient location close to Martindale Pond, Port Dalhousie, the QEW, grocery stores, restaurants and shopping along Lake Street. Inside, the home offers three bedrooms, two updated bathrooms, an eat-in kitchen and a bright, sun-filled living room. The comfortable family room features a cozy gas fireplace, while the lower-level recreation room, currently used as a 4th bedroom, provides flexible space for guests, a home office or additional family living.The walk-up basement offers exterior access and exciting potential for a future in-law setup. Outside, the private backyard is made for summer, complete with a heated in-ground pool and plenty of space for relaxing and entertaining. Offering flexibility, comfort and a fantastic location, 34 Centennial Drive is ready to welcome its next family.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 34 Centennial Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$145,980 · Minimum $47,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,682/mo
About $56,184 a year
- $3,229
- $390
- Home insurance$125
- Utilities$330
- Maintenance & repairs$608
Cash needed to close
- Down payment (20%)
- $145,980
- Ontario land transfer tax
- $11,073
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $159,553
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
34 Centennial Drive, St. Catharines, ON
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Last Updated: October 30, 2026
Listing Office: Epique Realty
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