DAVIDS&DELAAT
199 YORK Street
+45 more

199 YORK Street, St. Catharines, ON

$499,500
For Sale

L2R 6G3

Listed September 17, 2026

3Bedrooms
2Bathrooms
1,500Sq. Ft.

Virtual Tour

About this property

Welcome to this well maintained, centrally located two story home. Built in 1915, this home has had many improvements over the years included a two story addition completed in 2007. The large, welcoming front entrance is a great place to drop your stuff, wipe off the dogs paws or enjoy a coffee and a book in your down time. Enter the main area and you will find a spacious, open concept main floor complete with a formal dining area, comfy living room and a large eat in kitchen. The kitchen boasts expansive counter tops and ample cabinetry. Exit the garden door off of the kitchen to a wood deck and fully fenced yard. Entertain in this landscaped yard complete with a large shed for storage or the hobbiest in the family. Follow the solid oak staircase to the second floor where there are two bedrooms and a 4 pc bathroom as well as a large primary suite with a 3 piece ensuite including a huge soaker tub. The 2007 addition includes the kitchen area as well as a finished basement with a family room that could also be used as an office or 4th bedroom and laundry area. The original section of the home also includes a basement that is great for storage and utilities. Other improvements include the shingles in 2020 and the furnace/AC in 2012. A sump pump with battery back up can be found in the newer basement addition. This century home is close to shopping such as the Fairview Mall and Costco and is on the bus route and close to the highway and schools. This home is move in ready and would make a wonderful home or investment property.

Features

Air ConditioningBasement

Property Details

Listing

MLS® NumberX13796692
StatusFor Sale
ListedSeptember 17, 2026
Listing TypeFor Sale
Listing OfficeROYAL LEPAGE NRC REALTY

Property

Property TypeSingle Family Home
Interior Size1,500 ft²
Bedrooms3
Bathrooms2

Location

Community452 - Haig
CitySt. Catharines
ProvinceON
Postal CodeL2R 6G3

Taxes & Financials

Asking Price$499,500
Property Taxes (2025)$3,621/yr

Cost of Ownership Calculator

What it could cost each month to own 199 YORK Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.

Your mortgage

$99,900 · Minimum $24,975

Use the rate your lender or broker quotes you.

Monthly costs

From the listing (2025 tax bill).

Leave at $0 if there isn't one.

Typical for this kind of home.

Hydro, heating, water and sewer.

About 1% of the price a year, set aside.

One-time costs

A typical estimate — your lawyer will confirm.

Estimated monthly cost of ownership

$3,382/mo

About $40,584 a year

  • $2,209
  • $302
  • Home insurance$125
  • Utilities$330
  • Maintenance & repairs$416

Cash needed to close

Down payment (20%)
$99,900
Ontario land transfer tax
$6,465
Legal fees, title insurance & inspectionEstimate
$2,500
Total
$108,865

Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.

Location & Walkability

199 YORK Street, St. Catharines, ON

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Last Updated: September 17, 2026

Listing Office: ROYAL LEPAGE NRC REALTY

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