




199 YORK Street, St. Catharines, ON
L2R 6G3
Listed September 17, 2026
Virtual Tour
About this property
Welcome to this well maintained, centrally located two story home. Built in 1915, this home has had many improvements over the years included a two story addition completed in 2007. The large, welcoming front entrance is a great place to drop your stuff, wipe off the dogs paws or enjoy a coffee and a book in your down time. Enter the main area and you will find a spacious, open concept main floor complete with a formal dining area, comfy living room and a large eat in kitchen. The kitchen boasts expansive counter tops and ample cabinetry. Exit the garden door off of the kitchen to a wood deck and fully fenced yard. Entertain in this landscaped yard complete with a large shed for storage or the hobbiest in the family. Follow the solid oak staircase to the second floor where there are two bedrooms and a 4 pc bathroom as well as a large primary suite with a 3 piece ensuite including a huge soaker tub. The 2007 addition includes the kitchen area as well as a finished basement with a family room that could also be used as an office or 4th bedroom and laundry area. The original section of the home also includes a basement that is great for storage and utilities. Other improvements include the shingles in 2020 and the furnace/AC in 2012. A sump pump with battery back up can be found in the newer basement addition. This century home is close to shopping such as the Fairview Mall and Costco and is on the bus route and close to the highway and schools. This home is move in ready and would make a wonderful home or investment property.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 199 YORK Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$99,900 · Minimum $24,975
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,382/mo
About $40,584 a year
- $2,209
- $302
- Home insurance$125
- Utilities$330
- Maintenance & repairs$416
Cash needed to close
- Down payment (20%)
- $99,900
- Ontario land transfer tax
- $6,465
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $108,865
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
199 YORK Street, St. Catharines, ON
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Last Updated: September 17, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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