156 Mary Street, Niagara-on-the-Lake, ON
L0S 1J0
Listed September 2, 2026
About this property
A rare opportunity to own a piece of Niagara on the Lake history. This charming circa 1871 cottage is set on an exceptional 60' X 211' lot in the heart of Old Town, surrounded by the beauty, history and vineyards that make NOTL one of Ontario's most coveted communities. Offering approx. 907 sq. ft., the home features living room, separate dining room, kitchen, 2 full bedrooms & 2 bathrooms (1 ensuite). Full of character and charm, it offers a wonderful opportunity to enjoy the home as it is, create your own vision, or take advantage of the exceptional rare lot to build your dream home in Old Town proper, subject to municipal approvals. The impressive 211' depth provides an abundance of space for gardens, entertaining or creating a private retreat. Located in a highly desirable neighborhood, just a pleasant stroll from Queen Street, restaurants, shops, theatres, the lake and the many amenities of historic Old Town. Properties offering this combination of lot size, location and potential are increasingly rare. Whether you are looking for a charming historic home, a short or long term rental situation or the opportunity to create something entirely your own, this is a property to be treasured.
Features
Property Details
Listing
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Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 156 Mary Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$139,800 · Minimum $44,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,467/mo
About $53,604 a year
- $3,092
- $337
- Home insurance$125
- Utilities$330
- Maintenance & repairs$583
Cash needed to close
- Down payment (20%)
- $139,800
- Ontario land transfer tax
- $10,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $152,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
156 Mary Street, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 2, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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