1 Karsam Court, Niagara-on-the-Lake, ON
L0S 1J0
Listed September 3, 2026
Property Tour
About this property
Step into the heart of Niagara living with this grand 1.5-storey residence offering over 2,500 square feet of beautifully designed living space. Perfectly situated just minutes from Old Town, the lake, local wineries, and a short walk to the library and community centre, this home captures the essence of a refined and active lifestyle. An open-concept main floor sets the tone for elegant entertaining, featuring soaring vaulted ceilings, a spacious living room, and a bright, welcoming kitchen that opens onto a covered deckideal for outdoor dining and gatherings. The main-floor primary suite offers convenience and privacy with a walkout to the backyard. Each of the four bedrooms has its own private en suite, providing comfort and privacy for family and guests. A separate, self-contained in-law suite with its own entrance offers flexibility for extended family or visiting guests. Set on a deep 180-foot lot, the backyard is a private retreat with a beautiful inground pool and plenty of space to entertain or unwind. Whether hosting summer evenings under the stars or enjoying quiet mornings by the water, this home invites you to fully embrace the Niagara-on-the-Lake lifestyle.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 1 Karsam Court — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$290,000 · Minimum $120,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$8,699/mo
About $104,388 a year
- $6,414
- $622
- Home insurance$125
- Utilities$330
- Maintenance & repairs$1,208
Cash needed to close
- Down payment (20%)
- $290,000
- Ontario land transfer tax
- $25,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $317,975
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
1 Karsam Court, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 3, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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