412 MISSISSAGUA Street, Niagara-on-the-Lake, ON
L0S 1J0
Listed October 31, 2026
Property Tour
About this property
Built in 1867, this Niagara-on-the-Lake farmhouse has been the family home for 40 years. With main living quarters plus studio spaces, it's set up beautifully for multi-generational living, extended family, or guests. The property offers two out buildings situated on a historic military road allowance that runs along William Street...and have been enjoyed without question. Featuring 110 ft of frontage along William Street, this farmhouse gem sits outside the new Heritage Conservation District, giving you more freedom to shape its future. A rare opportunity to own a true piece of NOTL history with real room to grow. NOTE: the Seller is a licensed Realtor and the co-listing Sales Representative
Features
Property Details
Listing
Property
Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 412 MISSISSAGUA Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$244,000 · Minimum $97,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$7,335/mo
About $88,020 a year
- $5,396
- $467
- Home insurance$125
- Utilities$330
- Maintenance & repairs$1,017
Cash needed to close
- Down payment (20%)
- $244,000
- Ontario land transfer tax
- $20,875
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $267,375
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
412 MISSISSAGUA Street, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 31, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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