




130 John Street, Niagara-on-the-Lake, ON
L0S 1J0
Listed November 6, 2026
Property Tour
About this property
WELCOME TO 130 JOHN ST in the heart of beautiful Niagara-on-the-Lake!This spectacular end-unit freehold townhome offers 4 bedrooms, 4.5 bathrooms, an attached garage, a private fenced yard and gorgeous professional landscaping,all just steps from the lake, charming shops, incredible restaurants and world-renowned wineries.Pristine in every way and finished with luxury from top to bottom, no expense has been spared in creating a home that feels as special as its location. Every detail has been thoughtfully considered, leaving absolutely nothing for you to do but move in, unpack and enjoy the very best of Niagara-on-the-Lake living.Elegant, private, beautifully finished and perfectly located. This is more than a home, This is the Niagara-on-the-Lake lifestyle you've dreamed of!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 130 John Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$244,000 · Minimum $97,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 0.75% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$6,993/mo
About $83,916 a year
- $5,396
- $469
- Home insurance$105
- Utilities$260
- Maintenance & repairs$763
Cash needed to close
- Down payment (20%)
- $244,000
- Ontario land transfer tax
- $20,875
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $267,375
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
130 John Street, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 6, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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