20 Stuart Avenue, St. Catharines, ON
L2R 1M7
Listed August 28, 2026
About this property
Welcome to 20 Stuart Avenue, located on a quiet street in central St. Catharines. This 1.5-storey home offers a versatile layout with four bedrooms in total, including a convenient main floor bedroom with two closets, two additional bedrooms upstairs, and a fourth bedroom in the basement. The main floor features a spacious bathroom, while the second level offers a convenient 2-piece bath and the basement includes an additional 3-piece. Off the kitchen, a practical mudroom provides access to the fully fenced backyard, complete with a single detached garage and a bonus workshop at the rear. A private driveway accommodates two vehicles, and the property's central location offers easy access to schools, parks, shopping, public transit, and everyday amenities. Offering plenty of potential, this home is ready for your vision and personal touch. Being sold in as-is, where-is condition, it has been priced to reflect the updates and repairs required.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 20 Stuart Avenue — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$70,000 · Minimum $17,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,585/mo
About $31,020 a year
- $1,548
- $290
- Home insurance$125
- Utilities$330
- Maintenance & repairs$292
Cash needed to close
- Down payment (20%)
- $70,000
- Ontario land transfer tax
- $3,725
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $76,225
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
20 Stuart Avenue, St. Catharines, ON
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Last Updated: August 28, 2026
Listing Office: BOLDT REALTY INC., BROKERAGE
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