




1329 NIAGARA STONE Road, Niagara-on-the-Lake, ON
L0S 1J0
Listed October 22, 2026
Property Tour
About this property
This beautifully renovated home offers income from day one as a currently licensed short-term rental, with the flexibility to live in it as a single-family home, accommodate multi-generational living, or the potential to run a home-based business. Two outbuildings offer significant additional income potential with minor renovations. The 3+1 bedrooms, two full kitchens, and separate entrances let the layout adapt to your needs. Set on an expansive 250' x 72' lot, the private backyard offers exceptional space for entertaining, gardening, or relaxing outdoors, with room for future enhancements. Right on the bike path and minutes from Wayne Gretzky Estates, Trius Winery & Restaurant, schools, shopping, and the community center, with easy highway access to Niagara Falls and Old Town, it's a perfect short-term rental location. The bright open-concept main living area features modern finishes and an inviting sense of space. The lower level offers a separate entrance and flexible finished space, including the potential for an additional bedroom with Jack-and-Jill bathroom featuring a steam sauna adds a luxurious touch. Additional highlights include a spacious laundry area, large pantry, and upgraded 200-amp electrical service. A refined home offering comfort, flexibility, and an exceptional Niagara-on-the-Lake setting.
Features
Property Details
Listing
Property
Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 1329 NIAGARA STONE Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$169,800 · Minimum $59,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,212/mo
About $62,544 a year
- $3,755
- $294
- Home insurance$125
- Utilities$330
- Maintenance & repairs$708
Cash needed to close
- Down payment (20%)
- $169,800
- Ontario land transfer tax
- $13,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $185,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
1329 NIAGARA STONE Road, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 22, 2026
Listing Office: REVEL Realty Inc., Brokerage
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