1068 Niagara Stone Road, Niagara-on-the-Lake, ON
L0S 1J0
Listed September 15, 2026
About this property
ONE ACRE WITH STUNNING VINEYARD VIEWS, A MASSIVE FOUR-CAR GARAGE/BARN, AND A FULL BASEMENT IN-LAW SUITE - all just minutes from the heart of Niagara-on-the-Lake.Heading into one of the most desirable towns in Canada, this beautiful character-filled two-storey farmhouse offers the kind of lifestyle buyers dream about - peaceful country living with breathtaking vineyard and rolling countryside views from virtually every window, without the burden of maintaining a sprawling estate.Lovingly maintained and beautifully cared for, this home is packed with warmth, charm, and flexibility. The thoughtfully designed layout offers incredible versatility, including a fully separate finished basement in-law suite - ideal for multigenerational living, guest accommodations, short-term rental potential, or additional income generation while enjoying the main home for yourself.Outside, the massive four-car garage/barn is a game changer. Whether you're a car enthusiast, hobbyist, contractor, collector, or simply someone who needs serious storage for toys, tools, or equipment, this space opens the door to endless possibilities.What makes this property especially rare is the combination of peaceful rural beauty and unbeatable convenience. You get the serenity of country life on approximately one acre, while being just minutes to world-class wineries, championship golf, incredible dining, Old Town Niagara-on-the-Lake, shopping, and everything this iconic destination has to offer.A truly unique opportunity to own a lifestyle property with character, income potential, and one of the most picturesque settings in Niagara wine country.
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Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 1068 Niagara Stone Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$188,000 · Minimum $69,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,697/mo
About $68,364 a year
- $4,158
- $301
- Home insurance$125
- Utilities$330
- Maintenance & repairs$783
Cash needed to close
- Down payment (20%)
- $188,000
- Ontario land transfer tax
- $15,275
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $205,775
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
1068 Niagara Stone Road, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 15, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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